When your house is hit by a storm and you experience damage, you a left in a vulnerable state. For many people, the insurance is their only hope to start the reconstruction process and get back to their normal life. Unfortunately, some will accept any compensation offered by their insurer, without checking if they are fairly treated.
When you contact your insurance company to announce that your house has been damaged by a storm, it will send one of its adjusters. These professionals will evaluate the damage and decide how much money you will get for repairs/ replacements/ reconstruction. Although, like we said before, they are professionals, you should keep in mind that they actually work for your insurer, representing its best interests, so you might be able to increase the amount of compensation you get if you know what to do.
The best thing you can do is to contact a specialist before notifying your insurance company about the damage. For example, if you have experienced roof damage, call a locally respected Boca Raton roofing company to evaluate the damage. You will get a written report than you can definitely use when you make the claim, and to counteract the evaluation made by the adjuster.
Additionally, if you feel that the compensation you are being offered by your insurer is very unfair, you can hire an independent adjuster, who will represent your best interests and will do everything to get you the right amount of compensation, considering that they will be paid on a per claim basis (they will get a percentage of the final settlement amount).